Discover How Healthy Living Dean Rewards Your Wellness Journey

Ready to turn your healthy choices into tangible rewards? The Dean Healthy Living Rewards program isn’t just about feeling good; it’s about actively recognizing and incentivizing your commitment to well-being with real gift cards. If you’re a Dean Health Plan member, you’ve got a unique opportunity to earn points simply by engaging in activities that already contribute to a healthier you—from completing a health assessment to tracking your daily steps.
This isn’t some complex loyalty scheme; it’s a straightforward pathway to cash in on your wellness efforts. Think of it as your personal wellness bank, where every healthy decision deposits a little extra into your pocket, redeemable for items you actually want.

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At a Glance: Your Pathway to Dean Healthy Living Rewards

Earn Real Value: Convert healthy activities into points, with 10 points equaling $1, redeemable for popular gift cards.
Hit Your Max: Main members can earn up to $150 annually, covered adult children up to $100.
Simple Steps: It all starts with your health assessment, followed by logging activities and cashing in your rewards.
Variety of Activities: Points come from preventive care, online challenges, exercise tracking, and even daily habits.
Timely Redemption: Remember to redeem all points by December 31st each year.
Special Perks: Medicare Advantage members get rewards on their OTC benefit card, and adult children have unique assessment rules.

Understanding the “Healthy Living Dean” Philosophy: Beyond the Basics

Dean Health Plan’s approach goes beyond simply covering medical costs; it’s rooted in a proactive philosophy of holistic well-being. They understand that true health extends beyond doctor visits, encompassing daily habits, preventive measures, and mental resilience. The Living Healthy Rewards program is a direct manifestation of this philosophy, designed to empower you, the member, to take an active role in your health journey by offering tangible incentives.
This isn’t merely about checking boxes; it’s about fostering a sustainable lifestyle. By integrating with SSM Health, Dean ensures you have access to comprehensive resources, from clinical expertise to personalized health coaching and digital tools like WebMD ONE. The reward program is a key piece of this larger puzzle, turning good intentions into rewarded actions, and making wellness a more integrated and appealing part of your everyday life.

Your Rewards Blueprint: How Dean’s Points and Payouts Work

The core of the Dean Healthy Living program is simple: engage in healthy activities, earn points, and redeem them for gift cards. But let’s break down the mechanics to ensure you maximize your potential.
For every 10 points you earn, you receive $1 in reward value. This straightforward conversion makes tracking your progress intuitive. As a primary Dean Health Plan member, you have the opportunity to earn up to 1,500 points, translating to a generous $150, per calendar year. If you have covered adult children (aged 18 and older) on your plan, they too can participate, earning up to 1,000 points, or $100, annually.
It’s crucial to mark your calendar: all points earned must be redeemed by December 31st of the same calendar year. Don’t let your hard-earned wellness rewards expire! These rewards typically come in the form of gift cards to a wide array of national retailers, popular restaurants, and other merchants, offering practical value for your efforts. Once you’ve logged your activities and requested your reward, expect an email with a redemption link within three business days. If you opt for physical gift cards, they generally arrive within 14 business days.

The Three-Step Path to Earning Dean Healthy Living Rewards

Navigating the program effectively is simple when you follow these three core steps. Think of it as your foundational roadmap to transforming healthy actions into tangible benefits.

Step 1: Complete Your Health Assessment

This is your starting line. The health assessment, found on the WebMD website, is more than just a questionnaire; it’s a personalized tool designed to help you understand your current lifestyle and overall well-being. By answering questions related to your health habits, you not only gain valuable insights into areas you might want to improve but also unlock your initial reward points.

Action: Log into the WebMD ONE portal and complete the comprehensive health assessment.
Benefit: This automatically credits your account with substantial points and opens the door to earning more. Early questions (Q1-Q2) typically award 500 points, with later sections (Q3-Q4) providing an additional 250 points.
Pro Tip: Even if you feel healthy, take the assessment seriously. It can highlight areas you hadn’t considered and serves as a baseline for your wellness journey.

Step 2: Log Your Healthy Activities

Once your assessment is complete, the real fun begins: actively logging your ongoing healthy choices. The Living Healthy platform is where you’ll track everything from preventive screenings to daily exercise.

Action: Navigate to the “rewards” section within the Living Healthy platform, then select “Healthy Activities and Report Completion.” Here, you’ll find various categories where you can manually log activities or see those automatically credited.
Example: After your annual physical, you might find the preventive service points automatically appear (though sometimes it takes up to three months for claims to process). For other activities like daily steps or sleep, you’ll link compatible tracking devices or manually enter data.
Pitfall to Avoid: Don’t wait too long to log activities. While some are auto-credited, many require your input. Keep a consistent schedule to ensure you don’t miss out on points.

Step 3: Get Your Reward

This is the payoff for your dedication! Within three days of successfully logging activities and having your points credited, you’ll receive an email with a link to access your reward.

Action: Click the link in the email. You’ll be directed to a portal where you can browse available gift cards.
Flexibility: You have the choice between e-cards for instant use or physical gift cards. You can even split your reward value across different merchants if you wish.
Finalizing: Once you’ve made your selections, proceed to “Checkout” and “Place Order.” E-cards are usually delivered instantly or very quickly, while physical cards can take up to 14 business days.
Remember: All points must be redeemed by December 31st of the calendar year they were earned. Plan accordingly to ensure you don’t lose any rewards.

Unlocking Points: A Deep Dive into Dean Healthy Living Activities

The beauty of the Dean Healthy Living program lies in the diverse range of activities that earn you points. It’s not just about hitting the gym; it’s about a holistic approach to wellness. Let’s break down where you can find those valuable points.

The Foundation: Online Health Assessment

As mentioned, this is where it all starts.

Initial Engagement: Completing the first two quarters (Q1-Q2) of your health assessment provides a solid 500 points.
Deeper Dive: Following up with the third and fourth quarters (Q3-Q4) adds another 250 points.

Proactive Health: Preventive Services

Many of these points are auto-credited based on claims, meaning Dean Health Plan sees when you’ve had these crucial screenings and adds the points to your account automatically. It’s a testament to their focus on preventive care.

Annual Check-ups: Your annual preventive visit and, for Medicare Advantage members, your annual wellness visit, each net you 500 points.
Cancer Screenings: Taking charge of your health through breast, cervical, and colorectal cancer screenings each earn 500 points.
Targeted Screenings: Hep C screening, diabetes testing, and lipid panels are each worth 250 points.
Important Note: Claims processing can take up to three months, so patience is key for these auto-credited points. Don’t worry if they don’t appear immediately after your appointment.

Daily Engagement: Living Healthy Portal Activities

This is where you can be most proactive and consistent with your point earning, often through the WebMD ONE platform.

Monthly Challenges: Participate in themed challenges, earning between 25-100 points monthly. These are great for trying new healthy habits.
Side Quests: Dive into more focused tasks, earning 250 points per month, with a maximum of 3,000 points annually.
Daily Habits Plan: Stick to a consistent daily routine to earn 150 points monthly, up to 1,800 points per year. This rewards consistency!
Exercise Tracking: Logging 150 minutes of exercise per week (the recommended amount for adults) earns you 50 points, maxing out at 2,600 points per year.
Step Tracking: Connect a device to track your daily steps. You can earn 1-10 points per day (1K-10K steps), up to 90-900 points per quarter. Every step truly counts.
Sleep Tracking: Monitor your sleep patterns to earn 10 points per day, with a maximum of 900 points per quarter. Quality rest is vital for health.
WebMD ONE Sign-in: Simply signing into your WebMD ONE account earns you 5 points, up to 260 points per year. It’s a simple way to get points just for checking in.

Holistic Well-being: Other Wellness Activities

Dean Health Plan also recognizes the broader aspects of well-being beyond physical health.

Wellness Page Engagement: Activities like participating in the Book Club, exploring the Learning Loft, joining Nicotine Cessation programs, or setting REAL Goals (Realistic, Enjoyable, Achievable, Lasting) can earn you 15 points per month for each, up to 180 points annually per category.
Environmental Wellness: Engaging in activities that promote a healthy environment also earns 15 points per month (max 180/year).
Preventive Health Toolkit: Completing this toolkit offers 15 points per month (max 180/year).
Community Involvement: Participating in community activities related to health and wellness adds another 15 points per month (max 180/year).
Advance Directives: Discussing or submitting an advance directive, a critical step in healthcare planning, earns 100 points.
Mental Health: Taking steps to manage your mental health and learning about proper care each earn 50 points. Dean truly emphasizes the equal importance of mental and physical well-being.
Dental Visits: Regular dental care is also rewarded, with 50 points for a Q1-Q2 visit and another 50 points for a Q3-Q4 visit.

Smart Redemption: Getting Your Gift Cards

Earning points is satisfying, but redeeming them efficiently is the ultimate goal. Here’s what you need to know to convert your wellness efforts into tangible rewards.

The Redemption Process: Seamless and Swift

Once you’ve accrued enough points, the redemption process is designed to be user-friendly:

Email Notification: Within three days of logging activities and earning points, Dean Health Plan will send you an email containing a unique link to access your rewards. Keep an eye on your inbox (and spam folder, just in case!).
Choose Your Gift Cards: Click the provided link, and you’ll be directed to a secure portal showcasing a selection of gift cards from various national retailers, restaurants, and popular merchants. You’re not restricted to a single choice.
Flexibility is Key: You can opt for an e-card for immediate use or select a physical gift card that will be mailed to you. Need to split your reward across different categories or stores? No problem. The system allows you to allocate your points as you see fit. For example, if you have $50 in rewards, you could choose a $25 restaurant gift card and a $25 retail e-card.
Confirm Your Order: After making your selections, proceed to “Checkout” and “Place Order.”

Timing Expectations: When to Expect Your Rewards

E-cards: These are typically delivered electronically, either instantly or within a few hours to your email inbox. They’re perfect for spontaneous purchases or immediate use.
Physical Gift Cards: If you prefer a tangible card, allow up to 14 business days for delivery via mail. Plan accordingly if you have a specific purchase in mind.

The All-Important Deadline

Always remember the golden rule of Dean Healthy Living Rewards: all points earned in a calendar year must be redeemed by December 31st of that same year. This is not a program where points roll over. Mark your calendar, set a reminder, and ensure you’ve cashed in all your hard-earned rewards before the year is out. Failing to do so means forfeiting those points, and nobody wants to leave money on the table!

Special Considerations and Maximizing Your Benefits

While the core program is straightforward, a few nuances and additional benefits can help you get even more out of your Dean Health Plan membership and the Living Healthy program.

Medicare Advantage Member Specifics

If you’re a Medicare Advantage member, your reward redemption works a little differently, and in some ways, even more conveniently. Instead of traditional gift cards, your Living Healthy Reward dollars are loaded directly onto your over-the-counter (OTC) benefit card.

Quick Access: These funds usually appear on your card within two weeks of redemption.
Broader Use Cases: This benefit card is versatile, usable at a wide range of locations including grocery stores, restaurants, home supply stores, and even lawn & garden stores.
Important Exclusions: Be aware that the OTC benefit card generally cannot be used at major retailers like Target, Walmart, CVS, or Walgreens for these specific rewards. It also can’t be used for age-restricted items such as alcohol, tobacco, or firearms. Always check the specific terms of your OTC card for a complete list of accepted merchants and exclusions. This benefit offers great flexibility for essential purchases.

Covered Adult Children (Ages 18+)

Dean Health Plan recognizes that privacy regulations evolve. As of January 1, 2017, due to changes related to EEOC and GINA, covered adult children aged 18 and older are not required to complete the health assessment to earn rewards.

No Assessment Mandate: This means they can jump straight into logging activities and earning points without the initial assessment step.
Encouraged, Not Required: While not mandatory for rewards, completing the health assessment is still highly encouraged for their personal benefit, offering valuable insights into their own health.
Eligibility: Generally, eligibility for Living Healthy Rewards is limited to members aged 18 and older.

Understanding Tax Implications

It’s important to note that rewards earned through wellness programs may be considered taxable income. Dean Health Plan may report these rewards to your employer. While your personal health information remains protected, the financial incentive itself might have tax implications. If you have concerns, it’s always wise to consult with a tax professional.

Beyond Rewards: Dean’s Comprehensive Wellness Support

The Living Healthy Rewards program is just one piece of Dean Health Plan’s commitment to your well-being. Don’t overlook these valuable, often underutilized benefits:

Personalized Health Coaching: For managing chronic conditions, weight loss, stress, or fitness goals, a dedicated health coach can provide tailored guidance.
WebMD ONE Digital Platform: This is your central hub for tracking activities, accessing personalized programs, and finding a wealth of educational content.
Comprehensive Preventive Care: Annual physicals, age-appropriate screenings (blood pressure, cholesterol, various cancers), and covered immunizations are all critical components of staying healthy and often earn you points.
Behavioral and Mental Health Support: Access to robust resources, including telehealth options, emphasizes that mental health is just as important as physical health.
Fitness Center Reimbursement: Many plans offer reimbursements for gym memberships, making it easier and more affordable to stay active.
Nutritional Counseling: Get personalized eating plans and dietary guidance from registered dietitians to fuel your body effectively.
To explore the broader context of these offerings and how they integrate into your overall health plan, you can Learn about Healthy Living Rewards.

Your Dean Healthy Living Playbook: Actionable Steps to Maximize Rewards

Ready to start earning? Here’s a quick-start guide and some tactical advice to make the most of your Dean Healthy Living program.

Quick-Start Checklist

Activate Your Online Member Portal (MyChart): This is your gateway to all Dean Health Plan resources, including the WebMD ONE platform. If you haven’t already, get this set up first.
Complete Your Health Assessment: Log into WebMD ONE and complete the health assessment immediately. This is your first major point earner and unlocks subsequent activities.
Explore the Living Healthy Platform: Once the assessment is done, dive into the “rewards” and “Healthy Activities” sections. Familiarize yourself with the point categories.
Sync Your Devices: If you use a fitness tracker (like a Fitbit or Apple Watch), link it to the WebMD ONE platform to effortlessly track steps and sleep for points.
Schedule Preventive Care: Book your annual physical and any recommended screenings. These are high-value point earners that also keep you healthy.
Set a Reminder for Redemption: Put December 1st on your calendar as a reminder to redeem all your points before the year-end deadline.

Common Pitfalls to Avoid

Forgetting the Deadline: This is the biggest one! Points expire December 31st. Don’t lose out.
Not Logging Activities: Some activities are auto-credited, but many require manual logging or device syncing. Be diligent.
Ignoring the Assessment: Skipping the health assessment means missing out on significant initial points and potentially limiting access to other reward-earning activities.
Underestimating Small Points: While 5-10 points seem small, daily steps or sign-ins add up quickly over a quarter or year. Consistency is key.
Not Utilizing All Benefits: Remember the broader wellness resources like health coaching or mental health support. They contribute to your well-being even if not directly tied to points.

Case Snippet: A Member’s Journey

Sarah, a Dean Health Plan member, decided to actively engage with Living Healthy.

January: She completed her health assessment, earning 750 points.
February – November: She synced her step tracker (earning an average of 150 points/month), participated in two monthly challenges (earning 150 points total), logged her annual physical (500 points), and took a diabetes screening (250 points). She also signed into WebMD ONE weekly for 5 points, accumulating 200 points for the year.
December: By early December, she had accumulated 750 + 1500 (steps) + 150 (challenges) + 500 (physical) + 250 (screening) + 200 (sign-ins) = 3350 points.
Redemption: Realizing she hit the 1500-point ($150) maximum early, she ensured all points were logged and redeemed her $150 in gift cards to her favorite coffee shop and a local grocery store by mid-December, well before the deadline.

Quick Answers: Demystifying Dean Healthy Living Rewards

Got specific questions? Here are clear, concise answers to some common queries about the program.
Q: How do I know if I’m eligible for Dean Healthy Living Rewards?
A: Generally, eligibility is for Dean Health Plan members aged 18 and older. Specific plan types may have slight variations, so always check your plan documents or contact member services if unsure.
Q: What if I don’t see my preventive care points appear automatically?
A: Claims processing can take up to three months. If points still aren’t visible after that time, contact Dean Health Plan’s member services or the Living Healthy program support for assistance, providing details of your appointment.
Q: Can I combine points from different family members?
A: No, points are individual. Each eligible member earns and redeems their own points up to their annual maximum ($150 for main members, $100 for adult children).
Q: Do I have to use all my reward points at once?
A: No, you can split your reward across different gift cards and merchants, allowing you to use your points flexibly. However, ensure all points are redeemed by December 31st.
Q: What happens if I forget to redeem my points by December 31st?
A: All unredeemed points expire on December 31st of the calendar year they were earned. They do not roll over to the next year, so it’s critical to redeem them in time.
Q: Is my health information shared when I participate in the rewards program?
A: No. While the rewards themselves might be subject to tax reporting (and thus shared with employers regarding the value), your individual health information and specific activities remain protected and private.
Q: Can I use my Medicare Advantage OTC benefit card for anything I want?
A: While versatile for groceries, restaurants, and home supplies, there are usually exclusions. It typically cannot be used at Target, Walmart, CVS, Walgreens for these rewards, or for alcohol/tobacco/firearms. Always check your specific card’s terms.

Your Path Forward: Embracing a Rewarding Wellness Journey

The Dean Healthy Living Rewards program isn’t just an extra perk; it’s an integrated component of Dean Health Plan’s commitment to your overall well-being. By simplifying the process of earning and redeeming rewards for healthy activities, they empower you to take active steps toward a healthier lifestyle—and get recognized for it.
Your next steps are clear: activate your member portal, complete that health assessment, and then consistently log the healthy choices you’re already making or aspire to make. Whether it’s tracking your steps, scheduling your annual check-up, or engaging with online wellness challenges, every effort adds up, both in terms of your health and your wallet. Don’t let these valuable rewards go unclaimed. Dive in, engage, and start benefiting today from Dean’s unique approach to healthy living.

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Peing Peng

I'm a health writer passionate about helping people live better with less. I believe that small, mindful choices can make a big difference in our well-being physically, mentally, and environmentally.

Through this website, I share simple, science-backed tips for low impact health whether it's gentle fitness routines, stress-free wellness habits, or eco-friendly lifestyle changes. My goal is to make healthy living more accessible, sustainable, and kind to both our bodies.