Dean Healthy Living Rewards Offer Gift Cards for Staying Well

It’s time to rethink how you approach wellness. What if every healthy step you took—from tracking your sleep to getting a preventive check-up—could put money back in your pocket? That’s the core promise of Dean Healthy Living Rewards, a program designed to literally pay you for prioritizing your well-being. Whether you’re a member of DeanCare, Medica, or Prevea360, these incentive programs turn good habits into tangible rewards, primarily in the form of gift cards to your favorite spots.
This isn’t just about feeling better; it’s about tangible appreciation for your efforts. Ready to unlock the full potential of your health plan’s wellness perks? Let’s dive in.

Table of Contents

At a Glance: Your Quick Guide to Dean Healthy Living Rewards

Who’s Eligible? DeanCare, Medica, and Prevea360 members aged 18 and older.
How It Works: Complete healthy activities, log them on the WebMD Living Healthy platform, and earn points.
What You Get: Points convert into gift cards (e-cards or physical) from a wide selection of national retailers and restaurants.
Redemption: Gift cards are issued via email link within three days; physical cards may take up to 14 business days.
Important Deadline: All points must be redeemed by December 31st of the year they are earned.
Reward Limits: Max earnings vary by plan (e.g., DeanCare up to $150/year for adults, Medica up to $220/year).
Medicare Advantage Bonus: DeanCare Medicare Advantage members receive funds on their OTC benefit card for specific grocery, restaurant, and home supply purchases.
Privacy First: Your personal health information remains confidential.

Why Your Well-being Matters (And Pays Off!): The Philosophy Behind Living Healthy Rewards

In an ideal world, the motivation to live healthily would be purely intrinsic. But let’s be real: a little extra incentive can go a long way in kickstarting—or maintaining—those positive habits. That’s exactly where the Living Healthy rewards programs step in, offering tangible recognition for your commitment to a healthier lifestyle. These programs are a win-win: they help you stay on top of your health, and they reward you financially for doing so.
Specifically tailored for eligible members of DeanCare, Medica, and Prevea360, these programs centralize all activity tracking and reward management through the familiar and secure WebMD platform. It’s a structured approach to wellness that puts you in control, allowing you to choose activities that fit your life while earning valuable rewards of healthy living along the way. Think of it as your health plan’s way of investing in your long-term vitality, making it easier—and more rewarding—to make good choices every day.

How the Living Healthy Program Works: Your Step-by-Step Path to Rewards

Navigating a new rewards program can sometimes feel daunting, but the Living Healthy platform keeps things straightforward. Here’s a clear breakdown of how to sign up, track your progress, and ultimately claim your well-deserved gift cards.

Step 1: Get Started – Sign In or Register Your Account

Your first port of call is the Living Healthy platform, typically accessed via the WebMD website linked through your health plan. If you’re a new user, you’ll need to register your account, which usually involves verifying your membership details. For returning users, a quick sign-in is all it takes to jump back into your wellness journey. This digital hub is where all your healthy activities will be logged and your progress tracked.

Step 2: Know Thyself – Complete Your Health Assessment

One of the foundational steps, and often one of the quickest ways to earn points, is completing the online Health Assessment. This isn’t a pop quiz; it’s a confidential set of lifestyle-related questions designed to give you (and the program) a holistic view of your current well-being. Think of it as a personal snapshot of your health, evaluating areas like nutrition, physical activity, and stress levels. Completing this assessment doesn’t just earn you initial points; it also unlocks access to other reward-earning activities and personalized recommendations.

Quick Tip: Make sure to answer honestly. This assessment is for your benefit and helps tailor your wellness journey.

Step 3: Log Your Progress – Reporting Healthy Activities

Once your Health Assessment is complete, you’re ready to start logging other healthy activities. The Living Healthy platform, usually under a “rewards” or “Healthy Activities and Report Completion” section, is where you’ll record everything from your daily steps to your preventive screenings. It’s crucial to log these activities promptly, as points are tied to the calendar year. Staying on top of your logging ensures you don’t miss out on any hard-earned rewards. This active participation is key to maximizing your earnings and truly getting rewarded for healthy living.

Step 4: Claim Your Treasures – Getting Your Gift Cards

This is the fun part! Once you’ve accumulated enough points, an email containing a link to access your rewards will be sent to you, typically within three days of logging your activities. Click that link, and you’ll be directed to a portal where you can select your desired gift card(s) from a diverse range of national retailers, restaurants, and other popular merchants. You even have the flexibility to split your reward into different amounts for various merchants.
For e-gift cards, the process is almost instantaneous. If you prefer a physical gift card, you’ll need to provide a mailing address, and these typically arrive via U.S. mail within 14 business days. Remember, the clock is ticking: all points must be redeemed by December 31st of the calendar year they were earned, so make sure to claim your your living rewards card before the deadline.

Unpacking Your Reward Potential: Points and Gift Card Values

Understanding how many points you can earn and what those points are worth is key to maximizing your benefits. The reward structure can vary slightly depending on your specific health plan. Here’s a breakdown of what DeanCare, Medica, and Prevea360 members can expect.

DeanCare Members: What You Can Earn

For DeanCare members, the conversion is straightforward: 10 points equals $1. This makes it easy to track your progress towards your goals.

Adult Members: You have the potential to earn up to 1,500 points, translating to a maximum of $150 in gift cards per calendar year.
Adult Children (18+, covered by a family policy): These members can earn up to 1,000 points, which means up to $100 in gift cards annually.

Medica Members: Maxing Out Your Wellness

Medica members, including adult dependents, have a generous earning potential. You can accumulate up to 7,000 points, which totals a maximum of $220 per calendar year. This higher point ceiling reflects a broader range of activities and higher point values for certain wellness initiatives within the Medica program.

Prevea360 Members: Rewards for a Healthier You

For Prevea360 members, the program also offers substantial rewards for engaging in healthy activities. While the general member maximum isn’t explicitly stated as a single total, members and adult dependents can earn points through various activities, similar to DeanCare. However, it’s worth noting that the Health Assessment reward is excluded for adult dependents under Prevea360.

Special Considerations for DeanCare Medicare Advantage Members

If you’re a DeanCare Medicare Advantage member, your rewards have a unique twist. Instead of selecting gift cards from a merchant list, your Living Healthy Reward dollars are loaded directly onto your over-the-counter (OTC) benefit card. This typically happens within two weeks of earning.
These funds offer great flexibility, usable at:

Grocery stores
Restaurants
Home supply stores
Lawn/garden stores
However, there are specific exclusions to be aware of:
You cannot use these dollars at Target, Walmart, CVS, or Walgreens.
Purchases of alcohol, tobacco, or firearms are also prohibited.
This specialized reward method for Medicare Advantage members offers direct financial support for daily necessities that contribute to a healthy, independent lifestyle. It’s a way for DeanCare to ensure your experience life's true rewards by making it easier to afford essentials.

A Deeper Dive: Activities That Earn You Points

The heart of the Living Healthy program lies in the diverse range of activities you can undertake to earn points. From fundamental health assessments to ongoing wellness challenges, there’s likely an activity that fits your routine. Remember, specific point values can vary by plan, so always check your individual WebMD Living Healthy portal for the most accurate information relevant to your DeanCare, Medica, or Prevea360 plan. This is your chance to really learn about Dean Healthy Rewards in detail.

Foundational Steps: The Online Health Assessment

Completing your Health Assessment is not just a crucial first step; it’s a significant point earner:

All Plans: 500 points if completed in Q1-Q2 (January 1 – June 30).
All Plans: 250 points if completed in Q3-Q4 (July 1 – December 31).
Important Note: For DeanCare and Prevea360, adult children (18+) are not rewarded for the Health Assessment due to regulatory changes as of January 1, 2017.

Prevention Pays Off: Auto-Credited Services

Many preventive services are automatically credited to your account based on claims submitted by your healthcare provider. This means fewer steps for you—just focus on staying up-to-date with your annual check-ups and screenings!

500 points (All Plans):
Annual preventive visit
Breast cancer screening
Cervical cancer screening
Colorectal cancer screening
500 points (DeanCare & Medica only):
Annual wellness visit for Medicare Advantage members
250 points (All Plans):
Hep C screening
Diabetes testing
Lipid panel
Heads Up: Claims processing for these services can take up to three months. Activities from Quarter Four might not be fully processed until Quarter One of the following year, so plan accordingly to ensure points are credited within the redemption calendar.

Engage and Earn: Living Healthy Portal Activities

The WebMD Living Healthy portal is packed with interactive ways to boost your point total through consistent engagement.

Various Challenges:
Medica: Earn 200-500 points per month.
DeanCare & Prevea360: Earn 25-100 points per month.
Side Quests: Engage in monthly challenges for an additional 250 points per month, up to 3,000 points per year (available for all plans).
Daily Habits Plan: Set and achieve small, consistent goals.
Medica: 250 points per month, up to 3,000 points per year (by completing 4 goals).
DeanCare & Prevea360: 150 points per month, up to 1,800 points per year.
Track Exercise (150 minutes/week): Stay active and log your workouts to earn up to 2,600 points per year (50 points per activity/week, all plans).
Track Daily Steps: Hit your step goals consistently.
1,000 steps: 1 point/day, up to 90 points/quarter.
… (points increase incrementally with higher step counts) …
10,000 steps: 10 points/day, up to 900 points/quarter (all plans).
Track Sleep Daily: Prioritize rest and log your sleep for 10 points/day, up to 900 points per quarter (all plans).
Sign in to WebMD ONE: Simply logging into the platform earns you 5 points per login, up to 260 points per calendar year (all plans).

Holistic Well-being: Beyond the Basics

The program extends beyond physical activity, recognizing that true health encompasses mental, emotional, and even community well-being.

Complete Wellness Page Activities: Engage with resources like the Book Club, Learning Loft, Nicotine Cessation programs, or set REAL Goals.
Medica: 25 points per month for each category, up to 300 points per calendar year for each category.
DeanCare & Prevea360: 15 points per month for each category, up to 180 points per calendar year for each category.
Engage in Environmental Wellness: Take steps to improve your surroundings.
Medica: 25 points per month, up to 300 points per calendar year.
DeanCare & Prevea360: 15 points per month, up to 180 points per calendar year.
Complete a Preventive Health Toolkit: Utilize resources to better manage your health.
Medica: 25 points per month, up to 300 points per calendar year.
DeanCare & Prevea360: 15 points per month, up to 180 points per calendar year.
Engage in Your Community: Volunteer, practice gratitude, or explore local parks.
Medica: 25 points per month, up to 300 points per calendar year.
DeanCare & Prevea360: 15 points per month, up to 180 points per calendar year.
Discuss and Submit an Advance Directive to your PCP: Planning for your future health decisions.
Medica: 250 points.
DeanCare & Prevea360: 100 points.
Manage Your Mental Health: Engage in activities that support your mental well-being.
Medica: 100 points.
DeanCare & Prevea360: 50 points.
Learn About Where to Get the Right Care: Educate yourself on accessing appropriate healthcare services.
Medica: 100 points.
DeanCare & Prevea360: 50 points.
Dental Visit: Regular dental check-ups are also rewarded.
Medica: 100 points for a Q1-Q2 visit, and another 100 points for a Q3-Q4 visit.
DeanCare & Prevea360: 50 points for a Q1-Q2 visit, and another 50 points for a Q3-Q4 visit.
These diverse activities offer numerous pathways to improve your health while earning tangible rewards. It highlights how the program supports a comprehensive approach to wellness, encouraging participants to embark on their own Dean's Healthy Living Journey.

Important Details to Remember: Navigating the Program Fine Print

While the Living Healthy program is designed to be user-friendly, a few crucial details ensure a smooth experience and help you avoid common pitfalls. Understanding these nuances will make sure you get the most out of your efforts.

Don’t Miss the Deadline: Redeem Your Points Annually!

This is perhaps the most critical rule: all points earned must be redeemed by December 31st of the calendar year they are accumulated. Points do not roll over. If you’ve been diligently tracking your steps and completing assessments, don’t let those hard-earned rewards expire! Set a reminder for early December to check your balance and select your gift cards.

Validation of Activities: Keeping it Fair

To maintain the integrity of the program, plan administrators reserve the right to validate any submitted activities. This means that while the program operates on an honor system for many logged activities, there’s a mechanism in place to ensure accuracy. Always report your activities truthfully and accurately.

Taxable Income: A Note for Your Employer

It’s important to be aware that incentives earned through wellness programs may be reported as taxable income to your employer. While this isn’t personal health information, it’s a financial detail worth noting. If you have questions about the tax implications of your rewards, it’s best to consult with your employer’s HR department or a tax professional.

Your Data is Protected: Privacy You Can Trust

Rest assured, your personal health information (PHI) remains protected and confidential. The program is designed with strict privacy protocols, ensuring that your individual health data is not shared in a way that compromises your privacy. The focus is on aggregate health trends and rewarding your engagement, not on sharing your sensitive medical details.

Adult Dependents (Ages 18+): Specifics on Eligibility

Adult children (ages 18 and older) who are covered under a family member’s health policy are indeed eligible to earn rewards. This is a great way to encourage younger adults to adopt healthy habits. However, there’s a specific regulatory detail to keep in mind: while adult dependents are encouraged to complete the Health Assessment, they generally will not receive reward points for this specific activity. This exclusion is due to regulatory changes (specifically, the EEOC Final Rule on Employer Wellness Programs and GINA) implemented as of January 1, 2017. They can still earn points through a wide array of other activities, ensuring their participation is still highly rewarding.

Your Path Forward: Start Earning Rewards Today!

The Dean Healthy Living Rewards program offers a clear and compelling pathway to improving your health while enjoying tangible benefits. It’s more than just a wellness program; it’s a partnership between you and your health plan, recognizing and valuing the effort you put into staying well. From preventive screenings to daily steps, every healthy choice can contribute to your reward balance.
Don’t let these valuable incentives go unclaimed. Take the first step today by logging into your WebMD Living Healthy account, completing your Health Assessment, and exploring the wide array of activities available to you. Make it a habit to log your progress regularly, and enjoy the satisfaction of seeing your points—and your well-being—grow. Your journey to a healthier, more rewarding life starts now!

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Peing Peng

I'm a health writer passionate about helping people live better with less. I believe that small, mindful choices can make a big difference in our well-being physically, mentally, and environmentally.

Through this website, I share simple, science-backed tips for low impact health whether it's gentle fitness routines, stress-free wellness habits, or eco-friendly lifestyle changes. My goal is to make healthy living more accessible, sustainable, and kind to both our bodies.